All Your Payments. One Company. One Mission.
Supporting businesses of all shapes and sizes with anything and everything payments.
From Credit Card Acceptance, ACH, Surcharging, Mobile Payments, Point Of Sale & More. Centralize your payments today!
Let’s Work Together to Simplify Your Business Payments
We specialize in helping small and mid-sized businesses accept payments easily and securely. Our team of merchant services professionals offers tailored solutions for credit card processing, mobile payments, online checkout, and point-of-sale systems. Whether you are a retail shop, restaurant, or service-based business or government entity - we’ll help you find the right payment technology to streamline operations and increase sales.
Speak with a payment specialist today — available for online or in-person consultations.
What Is Centralized Payments?
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Credit Card Processing & Surcharging
Streamline payments with fast, secure credit card processing and compliant surcharging solutions. Accept all major cards while offsetting fees legally. Ideal for businesses seeking lower processing costs without sacrificing convenience. Boost revenue, reduce expenses, and stay compliant with our advanced payment technology. Perfect for retail, service, and professional industries.
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Recurring Payments Via ACH & Credit Card
Automate your billing with recurring ACH and credit card payments. Reduce late payments, improve cash flow, and simplify invoicing. Ideal for memberships, subscriptions, and service-based businesses. Our secure platform supports flexible billing cycles, automatic retries, and customer notifications—streamlining payment collection and saving time every month. Reliable, scalable, and cost-effective.
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Integrated Payments
Seamlessly accept payments within any software you use—POS, ERP, CRM, or custom platforms. Our integrated payment solutions work with virtually any system, enhancing efficiency and customer experience. Eliminate double entry, reduce errors, and speed up transactions. No matter your industry or software, we make payment processing simple and connected.
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Point Of Sale Networks
Power your restaurant, retail, or service business with reliable, modern Point of Sale (POS) networks. Accept all payment types, manage inventory, and connect with back-office tools—all in one system. Scalable and secure, our POS solutions fit any business size and help drive efficiency, sales, and customer satisfaction.
Stay Ahead with Mobile Payment Solutions
Is your business ready for the future of payments? Over 75% of merchants now accept Apple Pay, Google Pay, and other mobile wallets — and customers are expecting it. Don’t miss out on sales due to outdated payment options. Our mobile payment solutions make it easy to accept contactless payments in-store, online, or on the go. Discover how your business can benefit from secure, fast, and convenient mobile payment technology today.
Where Do We Work?
Our office is conveniently located in Delaware. However we can quickly connect virtually or in person at any time a consultation is needed. We serve all 50 states in the US as well as the US Virgin Islands, Bahamas & More.
Meet our team
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Ryan Pappas - CEO & Founder
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Larissa O’Connor - Sales Director
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Emmett Marsh - Solutions Acrcitect
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Lana Vargas - Statment Analyst
What Our Customers Think
"Switching to Centralized Pay’s recurring billing system was a game-changer for our business. Before, we struggled every month with late payments and unpaid invoices. Since implementing their automated merchant services solution, over 95% of our clients now pay on time. The recurring payment system not only streamlined our billing process but also improved our cash flow and reduced our administrative workload.
If your business is losing money to late payments, I highly recommend Centralized Pay for reliable, modern payment processing solutions."
– Sarah L., Office Manager, Midtown Wellness & Therapy Group
